Effective Date: October 9, 2026
Last Updated: October 9, 2026
These Terms and Conditions (“Terms”) govern your access to and use of ibuyfiredamagedhomesfortlauderdaleflorida.com (the “Website”) and services offered through the Website by I Buy Fire Damaged Homes Fort Lauderdale Florida (“we,” “us,” or “our”).
By accessing the Website, submitting property information, requesting an offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.
1. Purpose of the Website
The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:
- Fire-damaged property;
- Smoke-damaged property;
- Water-damaged property;
- Structurally damaged property;
- Distressed property;
- Vacant property;
- Tenant-occupied property;
- Inherited property;
- Probate or estate property;
- Property facing foreclosure;
- Property subject to liens;
- Property requiring cleanout;
- Property requiring substantial repairs; and
- Other residential or investment property.
Depending on the property and transaction, we may:
- Evaluate the property;
- Purchase or seek to purchase it directly;
- Make or facilitate a potential cash offer;
- Conduct or arrange due diligence;
- Coordinate cleanout where agreed;
- Enter into a purchase agreement;
- Acquire contractual or equitable rights;
- Assign contractual rights where legally and contractually permitted;
- Work with licensed Florida real estate professionals where legally required; or
- Decline the opportunity.
Nothing displayed on the Website constitutes a binding offer to purchase real estate.
2. Direct Purchase Model
The Website presents our business as a direct cash purchaser of fire-damaged residential property.
Where we seek to purchase for our own account:
- We act as a prospective buyer rather than the seller’s agent;
- Our financial interests may differ from the seller’s;
- Our proposed purchase price may account for repair costs, cleanup, title issues, insurance uncertainty, holding costs, closing costs, risk, and expected investment return; and
- We negotiate for ourselves unless another written relationship expressly provides otherwise.
3. Our Role
Depending on the transaction, we may act as:
- A prospective principal purchaser;
- A real estate investor;
- A property-acquisition business;
- A contract purchaser;
- A holder of contractual or equitable rights;
- An affiliate or co-investor with another purchaser; or
- Another lawful transaction participant.
Unless separately and lawfully established, we do not act as your:
- Real estate broker;
- Seller’s agent;
- Attorney;
- Accountant;
- Tax adviser;
- Financial adviser;
- Insurance adviser;
- Public adjuster;
- Contractor;
- Engineer;
- Appraiser;
- Fiduciary;
- Housing counselor;
- Mortgage broker;
- Mortgage lender;
- Mortgage servicer;
- Foreclosure-rescue consultant;
- Debt-relief provider; or
- Other professional adviser.
4. No Obligation to Sell
Submitting property information or requesting an offer does not obligate you to sell.
A Website submission is an inquiry and not a purchase agreement.
You may reject a proposed offer unless and until you enter into a legally enforceable transaction agreement, subject to any applicable cancellation, rescission, or termination rights.
5. No Obligation to Purchase
Submitting property information does not require us to:
- Inspect the property;
- Make an offer;
- Maintain an offer;
- Continue negotiations;
- Purchase the property; or
- Complete a transaction.
6. Eligibility and Authority
By using the Website or submitting property information, you represent that:
- You are at least 18 years old;
- You possess legal capacity to contract;
- Information you provide is materially accurate to the best of your knowledge;
- You own the property or have lawful authority to communicate concerning it; and
- Your use complies with applicable law.
Submission by one co-owner does not necessarily authorize that person to bind all owners.
7. Property Research
We may research:
- Ownership;
- Recorded deeds;
- Mortgages;
- Liens;
- Judgments;
- Property taxes;
- Foreclosure filings;
- Property condition;
- Fire and smoke damage;
- Structural condition;
- Roof and foundation;
- Electrical and plumbing systems;
- Heating and cooling;
- Repairs;
- Permits;
- Code-enforcement records;
- Flood history;
- Insurance information voluntarily provided;
- Probate;
- Tenant status;
- Comparable sales; and
- Other information relevant to evaluating a transaction.
8. Property Inspection and Due Diligence
The Website states that we may inspect a property before making or finalizing an offer.
Our acquisition due diligence may include:
- Visual inspection;
- Photography;
- Structural review;
- Contractor estimates;
- Fire-damage evaluation;
- Environmental review;
- Mold evaluation;
- Permit research;
- Flood research;
- Code-enforcement research;
- Title review;
- Insurance-information review; and
- Other investigation.
An evaluation conducted for our acquisition purposes is not automatically an inspection performed for the seller’s benefit and is not a warranty concerning property condition.
9. Preliminary Offers
Any preliminary:
- Cash offer;
- Estimated offer;
- Property valuation;
- Repair estimate;
- Price range; or
- Similar indication
is non-binding unless incorporated into an enforceable written transaction agreement.
An offer may change after due diligence.
10. Offer Methodology
Potential offers may consider:
- Current property condition;
- Fire and smoke damage;
- Structural damage;
- Water damage;
- After-repair value;
- Comparable sales;
- Repair or restoration expenses;
- Cleanout costs;
- Permit expenses;
- Flood risk;
- Insurance issues;
- Holding costs;
- Taxes;
- Closing expenses;
- Market conditions;
- Risk; and
- Expected investment return.
No particular purchase price or valuation methodology is guaranteed.
11. Binding Transactions
A binding transaction arises only when applicable parties execute legally enforceable transaction documents.
Closing may depend on:
- Ownership verification;
- Authority to sell;
- Title;
- Mortgages;
- Liens;
- Judgments;
- Taxes;
- Required disclosures;
- Property access;
- Due diligence;
- Probate;
- Foreclosure status;
- Insurance;
- Tenant rights;
- Buyer funding;
- Closing requirements;
- Fort Lauderdale permits or code issues; and
- Other contractual or legal conditions.
12. Florida Residential Seller Disclosure — Johnson v. Davis
Florida does not use one universal statutory seller condition questionnaire for every ordinary residential resale.
However, Florida common law imposes an important disclosure duty.
Where a seller of a home knows of facts that:
- Materially affect the property’s value;
- Are not readily observable; and
- Are not known to the buyer,
the seller generally has a duty to disclose those facts.
This rule applies to used as well as new residential real property.
13. Fire Damage Can Be a Material Latent Condition
Depending on the facts, fire-related conditions may materially affect the value or desirability of property.
Examples include known:
- Structural damage;
- Roof damage;
- Foundation damage;
- Electrical damage;
- Plumbing damage;
- HVAC damage;
- Smoke or soot contamination;
- Firefighting-water intrusion;
- Mold;
- Hazardous-material disturbance;
- Compromised trusses;
- Damaged wiring;
- Incomplete restoration;
- Unpermitted repair work;
- Open permits;
- Code violations; and
- Unsafe-building conditions.
Known material conditions that are not readily observable should not be concealed or misrepresented.
14. No Universal Florida Fire-Damage Disclosure Form
Florida does not impose one special statewide statutory “fire damage disclosure form” that every ordinary residential seller must complete.
The duty concerning material latent defects instead arises from:
- Florida common law;
- Specific statutes;
- Contract representations;
- Voluntary seller disclosure forms;
- Duties of participating real estate licensees;
- Fraud and misrepresentation law; and
- Other applicable requirements.
15. As-Is Transactions
The Website advertises purchases in as-is condition.
An as-is clause may allocate repair and inspection responsibility between buyer and seller.
It does not automatically eliminate liability for:
- Fraud;
- Intentional concealment;
- Material misrepresentation;
- Known material latent conditions subject to disclosure;
- Express contractual representations;
- Statutory flood disclosures;
- Federal lead disclosures;
- Foreclosure-rescue protections;
- Title obligations; or
- Other rights that cannot lawfully be waived.
16. Florida Flood Disclosure
Florida separately requires a statutory flood disclosure for sales of residential real property.
The seller must complete and provide the required flood disclosure at or before the time the sales contract is executed.
The current form addresses whether, during the seller’s ownership:
- Flooding damaged the property;
- The seller filed an insurance claim concerning flood damage; and
- The seller received flood assistance, including FEMA assistance.
17. Firefighting Water Versus Statutory Flooding
Water damage caused by firefighting activity and statutory “flooding” are not necessarily the same legal concept.
Florida’s statutory flood definition addresses specified inundation from:
- Overflow of inland or tidal waters;
- Rapid accumulation of runoff or surface waters from an established water source; or
- Sustained standing water resulting from rainfall.
Firefighting-water damage may still be a material property condition even where it does not fit the statutory flood definition.
18. Sanitary Sewer Lateral Disclosure
Florida separately requires a seller, before executing a contract for sale, to disclose known defects in the property’s privately owned sanitary sewer lateral.
This requirement is independent from fire-damage disclosure.
19. No Universal Requirement to Deliver Every Fire Record
Florida does not impose one rule requiring every seller automatically to provide every:
- Fire-department report;
- Insurance claim file;
- Adjuster report;
- Contractor invoice;
- Engineering report;
- Photograph;
- Repair estimate;
- Permit;
- Environmental assessment; or
- Inspection report
to every purchaser.
A particular document may nevertheless be:
- Required by contract;
- Relevant to a known latent condition;
- Requested in due diligence;
- Required by an insurer or lender;
- Required by the City of Fort Lauderdale;
- Required by a title or closing professional; or
- Required under another law.
20. No Universal Repair Requirement Before Sale
Florida does not impose one statewide rule requiring every fire-damaged residence to be fully repaired before transfer.
A damaged property may potentially be sold as-is.
Separate:
- Building codes;
- Unsafe-building procedures;
- Permits;
- Fire-code requirements;
- Utility restrictions;
- Environmental requirements;
- Occupancy restrictions;
- Insurance obligations;
- Association requirements; and
- Local ordinances
may nevertheless affect the property.
21. Fort Lauderdale Building Permits
The City of Fort Lauderdale generally requires a permit before covered work involving:
- Construction;
- Enlargement;
- Alteration;
- Repair;
- Moving;
- Demolition;
- Change in occupancy;
- Electrical systems;
- Gas systems;
- Mechanical systems; or
- Plumbing systems.
Fire-restoration work can therefore require permits depending on the scope.
22. Permit Requirements Survive the Sale
A sale does not automatically:
- Legalize unpermitted work;
- Close an open permit;
- Eliminate a code violation;
- Cancel an unsafe-building determination;
- Eliminate required inspections; or
- Authorize reconstruction without permits.
Known permit and code matters should be evaluated during due diligence.
23. Fort Lauderdale Fire Prevention
Fort Lauderdale’s Fire Prevention Bureau conducts:
- Plan review;
- Fire-safety inspections;
- Permitting;
- Code enforcement;
- Fire investigations; and
- Life-safety enforcement.
The Bureau enforces applicable requirements under:
- The Florida Fire Prevention Code;
- Florida Building Code;
- Applicable NFPA standards; and
- The City of Fort Lauderdale Code of Ordinances.
Fire-damaged property may therefore require fire-related approvals in addition to ordinary building permits.
24. Unsafe Buildings
A heavily damaged building may be subject to:
- Restricted access;
- Unsafe-building proceedings;
- Emergency stabilization;
- Repair requirements;
- Demolition requirements;
- Utility shutoff;
- Fire-safety orders; or
- Other governmental action.
An as-is purchase does not override governmental orders.
25. Cleanup and Restoration
The Website states that sellers do not need to perform repairs or cleanup.
Where we or another purchaser performs work after closing, any:
- Demolition;
- Construction;
- Debris removal;
- Asbestos work;
- Lead-related work;
- Hazardous-material handling;
- Mold remediation;
- Environmental work; or
- Other regulated service
must comply with applicable contractor, environmental, worker-safety, disposal, licensing, and permitting requirements.
26. Contractor Licensing
Florida separately regulates contractors.
A real estate acquisition does not itself authorize a purchaser to perform regulated contracting work without the required license or lawful exemption.
27. Fast Offer and Closing Claims
The Website currently advertises:
- A no-pressure as-is cash offer within approximately 24 hours;
- Closing in approximately 7 days in some circumstances; and
- Closing in approximately 10 days in other Website language.
Those statements describe possible transaction timing and are not guarantees.
Actual timing may depend on:
- Ownership;
- Title;
- Mortgages;
- Liens;
- Flood disclosure;
- Due diligence;
- Probate;
- Foreclosure;
- Insurance issues;
- Code enforcement;
- Permits;
- Property access;
- Closing requirements;
- Buyer funding; and
- Other circumstances.
28. No Repairs, Cleaning, Commissions, or Closing Costs
The Website states that sellers may avoid:
- Repairs;
- Cleaning;
- Traditional Realtor commissions;
- Closing costs; and
- Inspection fees.
Where a transaction is actually structured that way, the signed purchase agreement and final settlement statement control.
Marketing statements do not override transaction documents.
29. Florida Real Estate Licensing
Florida generally requires a real estate broker license where a person, for another and for compensation or expected compensation, engages in activities including:
- Selling;
- Buying;
- Offering to buy or sell;
- Negotiating a sale or purchase;
- Procuring sellers or purchasers;
- Assisting in procuring prospects; or
- Assisting in negotiations or closing
concerning another person’s real property.
30. Principal Purchaser Versus Broker
A genuine principal purchaser seeking to acquire property for its own account is differently situated from someone performing brokerage services for another for compensation.
Nothing on the Website authorizes a person to avoid Florida licensing requirements merely by calling themselves:
- An investor;
- Cash buyer;
- Acquisition specialist;
- Wholesaler;
- Consultant; or
- Contract buyer.
The actual conduct controls.
31. Florida Owner Exemption
Florida’s licensing statute contains specified exemptions for owners and certain other persons acting with respect to property they own.
A person performing brokerage services concerning another person’s property should not assume an owner exemption applies merely because that person has an economic interest in a transaction.
32. Wholesaling and Assignment
Florida does not maintain the same type of stand-alone residential wholesaler registration and seller cooling-off statute used in some other states.
However, ordinary Florida licensing law still applies.
Relevant factors include:
- Whether the person genuinely contracts as principal;
- Whether contractual rights were actually acquired;
- Whether the contract permits assignment;
- Whether the person markets contractual rights or another person’s property;
- Whether the person claims to own title when they do not;
- Whether negotiations occur for another person;
- Whether buyers or sellers are procured for another; and
- Whether compensation is received for brokerage-type activity.
33. Contractual Interest Is Not Legal Title
Holding a:
- Purchase agreement;
- Option;
- Assignment right; or
- Equitable interest
is different from holding record legal title.
A contract holder should not falsely represent that:
- It owns the property;
- It is the deed owner;
- Title has already transferred;
- It is conveying title when only contractual rights are being assigned; or
- It holds rights beyond those created by the agreement.
34. Assignment Depends on the Agreement
Whether a Florida purchase agreement may be assigned depends on:
- Contract language;
- Anti-assignment restrictions;
- Required consents;
- Florida contract law;
- Real estate licensing law;
- Foreclosure-related restrictions; and
- Other applicable requirements.
Nothing on the Website guarantees that a particular purchase agreement is assignable.
35. Insurance Claims and Fire-Damage Proceeds
A fire-damaged property may involve an open or completed property-insurance claim.
We do not act as your insurer.
Property owners are responsible for understanding:
- Policy coverage;
- Proof-of-loss requirements;
- Claim deadlines;
- Insurance proceeds;
- Mortgagee rights;
- Repair obligations;
- Recoverable depreciation;
- Supplemental claims;
- Additional living expenses;
- Assignment restrictions;
- Salvage rights; and
- Policy conditions.
36. Florida Public Adjuster Law
Florida defines a “public adjuster” broadly.
Subject to statutory exceptions, a person can fall within that definition when, for money, commission, or another thing of value, the person:
- Prepares or files an insurance claim for an insured;
- Acts for or aids an insured in negotiating or effecting settlement of an insurance claim;
- Offers to initiate or negotiate a claim for an insured;
- Solicits or investigates claims on behalf of an insured; or
- Advertises services requiring public-adjuster licensure.
37. Correction of Website Insurance Claim
The Website currently says that the business can:
- Work with the seller’s insurance company;
- Provide documentation and damage assessments; and
- Help “maximize” the seller’s insurance settlement.
That language should be revised unless the service is actually being performed through a properly licensed public adjuster or another lawful professional.
A property purchaser may review insurance information for acquisition purposes without becoming the homeowner’s insurance representative.
38. No Insurance-Settlement Representation
Unless separately licensed and lawfully retained, we do not:
- Negotiate with the insurer on the homeowner’s behalf;
- Prepare or file the homeowner’s claim;
- Attempt to maximize the insurance settlement;
- Determine covered loss for the homeowner;
- Represent the homeowner in a claim dispute; or
- Give legal advice concerning insurance coverage.
A homeowner who wants assistance negotiating an insurance settlement should consult an appropriately licensed public adjuster or attorney.
39. Public Adjuster Contracts
Where a licensed public adjuster is separately retained, Florida imposes specific requirements concerning:
- Written contracts;
- Cancellation rights;
- Compensation;
- Disclosure language;
- Claim handling;
- Solicitation; and
- Other regulated conduct.
Those requirements are separate from a real estate purchase agreement.
40. Insurance Rights Do Not Automatically Transfer
Selling the property does not automatically transfer:
- The insurance policy;
- A pending claim;
- Existing claim proceeds;
- Recoverable depreciation; or
- Other contractual policy rights.
Those issues depend on:
- Policy language;
- Timing of the loss;
- Mortgagee rights;
- Florida insurance law;
- Insurer requirements; and
- Transaction documents.
41. Pending Insurance Claims
If a property is sold while a claim remains pending, the purchase agreement should address the parties’ respective rights concerning:
- Existing proceeds;
- Supplemental proceeds;
- Recoverable depreciation;
- Future payments;
- Additional claims;
- Repairs;
- Salvage; and
- Related benefits.
42. Foreclosure and Financial Distress
The Website may attract owners who are:
- Behind on mortgage payments;
- Facing foreclosure;
- Experiencing financial hardship;
- Facing tax-related loss; or
- Seeking a rapid sale.
We are not your lender, servicer, attorney, financial adviser, housing counselor, mortgage broker, loan-modification provider, foreclosure-rescue consultant, or debt-relief provider unless a separate legally compliant relationship expressly establishes otherwise.
43. Florida Foreclosure-Rescue Law
Florida specifically regulates certain transactions and services involving homeowners in foreclosure.
The law distinguishes between:
- Foreclosure-related rescue services; and
- Foreclosure-rescue transactions involving an equity purchaser.
These rules can apply to one-to-four-unit residential property in foreclosure.
44. Foreclosure-Rescue Consultants
A foreclosure-rescue consultant generally includes a person who, for compensation, offers services promising assistance with:
- Stopping foreclosure;
- Avoiding foreclosure;
- Delaying foreclosure; or
- Curing or otherwise addressing mortgage default.
A direct buyer should not market itself as the homeowner’s paid foreclosure-rescue consultant unless separately compliant.
45. Written Foreclosure-Rescue Services Agreement
A covered foreclosure-rescue consultant generally must use a written agreement that satisfies statutory requirements.
The homeowner must generally receive the proposed agreement at least one business day before signing.
46. Three-Business-Day Rescue-Services Cancellation Right
A homeowner generally has the right to cancel a covered foreclosure-related rescue-services agreement within three business days after signing without penalty or obligation.
The cancellation right may not be waived or limited.
47. No Advance Foreclosure-Rescue Fees
A covered foreclosure-rescue consultant generally may not collect payment before completing all services promised in the agreement.
If payments were made and the homeowner timely cancels, qualifying amounts generally must be returned within 10 business days.
48. Foreclosure-Rescue Transactions
Florida separately regulates certain transactions where residential property in foreclosure is conveyed to an equity purchaser while the homeowner maintains or receives a legal or equitable interest, such as:
- A lease option;
- An option to repurchase;
- A land-trust interest; or
- Another interest allowing continued or future ownership rights.
These transactions require special written documentation.
49. Three-Business-Day Equity-Purchase Cancellation Right
A homeowner entering a covered foreclosure-rescue transaction generally may cancel without penalty until 5:00 p.m. on the third business day after signing the written agreement.
This cancellation right cannot be waived.
The equity purchaser must provide the statutory cancellation notice.
50. Repurchase Arrangements
Where a covered foreclosure-rescue transaction gives the homeowner a right to repurchase:
- The purchaser must verify reasonable ability to make the required payments;
- The homeowner generally receives specified cure rights;
- The repurchase price may not be unconscionable, unfair, or commercially unreasonable; and
- Additional statutory requirements apply.
Sale-leaseback and buyback structures therefore require separate legal review.
51. Ordinary Permanent Sale Versus Foreclosure Rescue
An ordinary permanent arm’s-length sale in which the former owner does not retain a lease-option, repurchase right, beneficial interest, or other continuing ownership interest is different from a statutory foreclosure-rescue transaction.
The actual transaction structure controls.
52. Requesting an Offer Does Not Stop Foreclosure
Submitting a Website inquiry, receiving an offer, or negotiating a purchase does not automatically:
- Stop a foreclosure case;
- Remove a lis pendens;
- Cancel a foreclosure sale;
- Cure default;
- Reinstate a mortgage;
- Modify a loan;
- Create forbearance; or
- Require a lender or servicer to delay enforcement.
Homeowners facing foreclosure should independently determine applicable deadlines.
53. No Foreclosure-Rescue Guarantees
Unless separately authorized and legally qualified, we do not represent that:
- We act for the homeowner’s lender;
- We act for the mortgage servicer;
- We act for the State of Florida or federal government;
- We guarantee foreclosure will stop;
- We guarantee a loan modification;
- We will negotiate the mortgage as the homeowner’s adviser;
- The homeowner should stop communicating with the lender;
- The homeowner should stop making legally required payments; or
- Selling to us is the homeowner’s only option.
54. Probate, Estate, Trust, and Inherited Property
Submitting inherited, probate, estate, or trust property does not establish authority to sell.
A transaction may require:
- Personal-representative authority;
- Executor or administrator authority;
- Trustee authority;
- Court documentation;
- Participation of heirs or beneficiaries;
- Appropriate deeds; or
- Other evidence of authority.
55. Tenant-Occupied Property
Sale of tenant-occupied property does not itself automatically terminate a lawful tenancy.
A purchaser should evaluate:
- Existing leases;
- Month-to-month tenancies;
- Security deposits;
- Fire displacement;
- Habitability;
- Required notices;
- Possession rights; and
- Applicable Florida landlord-tenant law.
A property that appears vacant following a fire should not automatically be assumed to have no continuing tenant rights.
56. Condominium and Homeowners’ Association Property
If property is located within a condominium or homeowners’ association, additional requirements may apply concerning:
- Association documents;
- Assessments;
- Insurance;
- Repair obligations;
- Structural work;
- Common elements;
- Approval procedures;
- Estoppel information; and
- Other transaction matters.
Fire damage affecting common elements may require coordination with the association.
57. Federal Lead-Based Paint Disclosure
Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.
Nothing on the Website replaces federal disclosure requirements.
58. Telephone Communications
By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:
- Your property;
- Property research;
- Scheduling;
- Inspections;
- Offers;
- Follow-up; and
- Potential transactions.
Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.
59. Florida Recording Law
Florida generally prohibits recording protected private communications unless legally sufficient consent or another statutory exception applies.
For ordinary acquisition calls, the operational standard should be to disclose the recording and obtain consent from all participants.
Interstate communications may also implicate the law of another state.
Where another applicable law imposes a stricter requirement, that rule controls.
60. Text Messages
If you provide a mobile number and applicable consent, we may communicate by text concerning:
- Your inquiry;
- Your property;
- Scheduling;
- Inspections;
- Offers;
- Follow-up; and
- Potential transactions.
Where legally required, additional consent will be obtained before regulated automated or marketing messages are sent.
Consent to marketing is not a condition of receiving an offer or selling property where prohibited.
Message and data rates may apply.
Message frequency may vary.
Reply STOP to request that applicable messages stop.
61. Email Communications
By providing an email address, you authorize communications concerning:
- Your property;
- Potential offers;
- Inspections;
- Due diligence;
- Scheduling;
- Follow-up;
- Services; and
- Potential transactions.
Applicable promotional emails will provide an unsubscribe mechanism.
62. Electronic Communications
Where permitted by law, you consent to receiving Website and transaction communications electronically.
This does not eliminate documents that applicable law requires to be provided in another form.
63. Privacy
Our handling of personal information is described in our Privacy Policy.
64. Independent Decision-Making
Selling fire-damaged real estate can have substantial:
- Legal;
- Tax;
- Financial;
- Insurance;
- Construction;
- Environmental; and
- Personal consequences.
You may wish to consult:
- A Florida attorney;
- A licensed Florida real estate professional;
- A tax professional;
- An accountant;
- A licensed public adjuster where appropriate;
- An insurance professional;
- A properly licensed contractor;
- An engineer;
- An environmental professional;
- An appraiser;
- A HUD-approved housing counselor; or
- Another qualified adviser.
65. No Professional Advice
Website content does not constitute individualized:
- Legal advice;
- Tax advice;
- Accounting advice;
- Financial advice;
- Insurance advice;
- Public-adjuster advice;
- Construction advice;
- Engineering advice;
- Environmental advice;
- Appraisal advice;
- Mortgage advice; or
- Foreclosure advice.
66. No Automatic Agency or Fiduciary Relationship
Use of the Website does not itself create:
- Seller agency;
- Buyer agency;
- A brokerage relationship;
- A fiduciary relationship;
- Partnership;
- Joint venture; or
- Employment.
If a Florida licensed real estate professional participates, applicable brokerage relationship disclosures and professional duties control.
67. Acceptable Use
You may not:
- Use the Website unlawfully;
- Submit fraudulent property information;
- Knowingly provide materially false information;
- Impersonate another person;
- Submit property information without authority;
- Attempt unauthorized system access;
- Introduce malicious code;
- Circumvent Website security;
- Abuse Website forms;
- Interfere with Website operation; or
- Violate another person’s rights.
68. Intellectual Property
Unless otherwise stated, the Website and its original:
- Text;
- Branding;
- Graphics;
- Images;
- Designs;
- Layout; and
- Software
are owned by or licensed to I Buy Fire Damaged Homes Fort Lauderdale Florida.
You may not commercially reproduce protected Website content without authorization.
69. Third-Party Websites and Services
We do not control or accept responsibility for independent third-party:
- Websites;
- Privacy practices;
- Content;
- Security;
- Products;
- Services;
- Representations; or
- Conduct.
70. Website Availability
We may modify, restrict, suspend, or discontinue Website features.
Continuous, uninterrupted, secure, or error-free availability is not guaranteed.
71. No Guarantee of Transaction
We do not guarantee:
- An offer;
- Fair-market-value pricing;
- A particular purchase price;
- A particular closing date;
- Insurance recovery;
- Resolution of liens;
- Successful assignment;
- Vacant possession;
- Completion of repairs;
- Resolution of code issues;
- Completion of a transaction; or
- A particular financial result.
72. Marketing Claims
Website language describing an offer or transaction as:
- Fair;
- Competitive;
- Fast;
- Immediate;
- Transparent;
- Stress-free;
- No-pressure;
- No-fee; or
- Similar terminology
describes intended or possible service characteristics and does not guarantee a particular economic outcome.
The executed purchase agreement and settlement documents control.
73. Website Statement Concerning Liens
The Website currently states that a seller can receive cash at closing with “no delays, liens, or banks involved.”
That statement should not be interpreted as meaning that existing mortgages, liens, judgments, taxes, or other encumbrances can simply be ignored.
Existing title matters generally must be:
- Paid;
- Released;
- Assumed;
- Addressed through closing; or
- Otherwise resolved in a legally permissible manner.
74. Testimonials
Testimonials describe individual reported experiences.
They do not guarantee that another seller will receive:
- The same offer;
- The same closing time;
- The same transaction structure; or
- The same result.
75. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”
WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:
- MERCHANTABILITY;
- FITNESS FOR A PARTICULAR PURPOSE;
- TITLE; AND
- NON-INFRINGEMENT.
Nothing in these Terms eliminates rights that applicable law does not permit to be waived.
76. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY FIRE DAMAGED HOMES FORT LAUDERDALE FLORIDA AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.
OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.
This Website-only limitation does not govern rights or liabilities arising under separately executed:
- Purchase agreements;
- Assignment agreements;
- Brokerage agreements;
- Foreclosure-rescue agreements;
- Public-adjuster contracts;
- Insurance-related agreements;
- Contractor agreements; or
- Other transaction-specific documents
unless those documents expressly provide otherwise and applicable law permits it.
77. Independent Third Parties
To the maximum extent permitted by law, we are not responsible for independent third-party:
- Representations;
- Pricing;
- Contracts;
- Professional services;
- Performance;
- Privacy practices; or
- Conduct.
Nothing in this provision eliminates liability that applicable law does not permit to be excluded.
78. Indemnification
To the extent permitted by law, you agree to indemnify I Buy Fire Damaged Homes Fort Lauderdale Florida from claims arising from your:
- Unlawful Website use;
- Material breach of these Terms;
- Fraudulent information knowingly submitted;
- Information knowingly submitted without authority; or
- Violation of another person’s rights.
79. Governing Law
These Terms are governed by the laws of the State of Florida, except where another law must apply.
80. Venue and Disputes
Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Florida.
These Website Terms do not impose mandatory arbitration.
A separately executed transaction agreement may contain different enforceable dispute provisions.
81. Non-Waivable Florida Rights
Nothing in these Terms waives rights that cannot legally be waived under applicable:
- Florida fraud and seller-disclosure law;
- Florida flood-disclosure law;
- Florida Real Estate License Law;
- Florida Deceptive and Unfair Trade Practices Act;
- Florida foreclosure-rescue law;
- Florida insurance-adjuster law;
- Florida Digital Bill of Rights where applicable;
- Florida communications-interception law;
- Florida security-breach law;
- Florida landlord-tenant law;
- Florida Building Code;
- Florida Fire Prevention Code;
- Fort Lauderdale codes and ordinances;
- Federal mortgage-assistance rules;
- Federal lead-disclosure law; or
- Other applicable law.
82. Transaction Agreements Control
These Website Terms do not replace:
- Purchase agreements;
- Assignment agreements;
- Brokerage agreements;
- Seller property disclosures;
- Statutory flood disclosures;
- Foreclosure-rescue contracts;
- Statutory cancellation forms;
- Title documents;
- Closing statements;
- Insurance-related agreements;
- Public-adjuster contracts;
- Contractor agreements; or
- Other transaction-specific documents.
A separately executed transaction agreement governs that transaction to the extent enforceable.
83. Changes to These Terms
We may update these Terms periodically.
Updated Terms become effective when posted or on another identified effective date, subject to applicable law.
84. Severability
If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.
85. No Waiver
Failure to enforce a provision does not waive the right to enforce it later.
86. Assignment
You may not assign these Website Terms without our written consent.
We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.
This provision does not determine whether a real estate purchase agreement may be assigned.
Assignment of a purchase agreement is governed by:
- The agreement itself;
- Florida contract law;
- Florida real estate licensing law;
- Foreclosure-related restrictions; and
- Other applicable requirements.
87. Entire Agreement Regarding Website Use
These Terms and the Privacy Policy govern Website use.
They do not supersede separately executed real estate transaction documents.
88. Contact Us
Questions concerning these Terms may be directed to:
I Buy Fire Damaged Homes Fort Lauderdale Florida
Fort Lauderdale, Florida
United States
Website: ibuyfiredamagedhomesfortlauderdaleflorida.com